1month deposit 1month advance for renting apartment w/o contract

Hi, Good morning.My husband and I have an issue right now. here is the story: Meron po kaming tiningnan na apartment for rent sa cypress village caita rizal. Nagusap kami ng mayari and nag decide kami magasawa na mag partial payment ng 1 month deposit and 1 month advance. so ang total is 13,000. Binigay na namin sa mayari yung bayad. Wala kaming contract, Walang resibo, nothing at all. basta bayad lang and tinanggap na ng mayari yung money. and then wala pang isang oras nang naghiwalay kami ng mayari, napagisipan namin mag asawa na mag back out so tinext agad namin yung may ari na hindi kami tutuloy And kukunin nalang namin ulit yung money. Hindi pumayag yung mayari. May penalty na daw kami na 3250php. kasi business is business daw hkahit walang contrata. So nag meet kami, binalik niya yung 9750php samin. At ung 3250 ayaw niya na isoli kasi nga penalty daw. nakiuasap kami since hindi pa naman lumalagpas ng 2 hours nag nagbayad kami. ganon daw sa lahat ng business. legal daw siya kahit walang contract. hindi daw tlaga ibabalik yung money. so ngayon nag punta kame sa brgy, and nagusap, ayaw talaga ibalik yung money.

May right po ba kami na kunin sakanya ung remaing money na 3250php? o talagang dapat hindi na niya ibalik yun samin kahit na wala kaming pinirmahan na contract? Thanks po