Investment na walang papeles.

Magandang araw po sa lahat!

Last year po (May 2017), nag join po ako ng rice business investment, 1 year na ako ngayon. 33% po yong interest every 2 months, ini-issuehan po ng post dated na cheke every capital na pinapasok mo sa kanila. Ang problema walang papeles, yong cheke lang. Wala naman pong cheke na tumatalbog so far hanggang ngayon na 1 year na ako. Iniisip ko scam to pero lugi na talaga sila kasi 6 months lang ang return of investment. May ganito bang klaseng scam? or legit ito? Maraming salamat sa sasagot!

We cannot determine with certainty kung legit nga yang pinasukan mo or scam lang, kung ibabase lang sa narration na ni-provide mo. Parang kulang pa ng details so we cannot be so sure. But regarding the lack of documentation of your investment, you are lucky that until now mukang hindi ka pa naman nagkaka-aberya. It is still possible na legit yan, but documenting your transactions would be advantageous if ever biglang magkaroon kayo ng conflict. At the very least, have your contracts reduced in writing, because it will be to your advantage if your business contracts are documented. https://www.alburovillanueva.com/key-benefits-written-contract-business Mahirap nang mag-risk, so better be prudent with your transactions. Hindi pa naman huli ang lahat, and you can still reduce all your agreements in writing kahit na matagal nyo nang sinimulan ang mga transactions nyo.

maraming salamat sir, sorry kung kulang yong details. kompleto naman sya ng papers sa business like business permit, DTI permit, Certificate of Business Registration. Kung scam sya, lugi na sya ng 200% kasi 1 year na, 6 months lang yong return of investment. Tapos dahil sa laki ng interest rate which is 33% every 2 months, nag invite din ako ng mga investors under my name with less interest rate than the original para magka income din ako additional, kaso last month sinabihan ko na ang mga investors na hindi ko sasagutin kung anong kalalabasan. Nag pull-out yong iba tapos yong iba nagpatuloy parin kahit sa condition na yon. until now okay lang naman yong takbo, kahit isang post-dated na cheke wala namang nagka aberya every encashment dates.

if it's too good to be true, it probably is. So many examples here in the forum where the investor was charged with estafa when the scam finally reached the point that it failed. ikaw hahabulin ng mga taong inimbita mo.