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UTANG NOT PAID ON TIME

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1UTANG NOT PAID ON TIME Empty UTANG NOT PAID ON TIME Thu Feb 11, 2016 11:17 pm

gracesulla


Arresto Menor

Hi good evening,
Irerefer ko lang po sana problema ko regarding sa isang negosyante who borrowed my money para sa talyer niya. Ang total amount po nuon is 115,000 and 97,000. Madalas po sya manloko and mag promise na magbabayd siya and telling us na wala po siya pera, however, nakikita namin na madalas sila sumali ng mga car shows and aside from that kumikita namn talyer nila. From that time nagpadala po kami ng last and final demand which was received by her personally. After she received it, she sent her response also personally and agreed to pay on december 27, 2015 plus all the interests accumulated since August of 2015. Pero dumating po ang december 27 wala po sya binigay, nagdeposit lang sya ng 27,000 then followed by jan.5 na 25,000. Hindi po sya sumunod sa usapan na babayaran niya lahat. Sabi po nya idedeposit nya din lahat next day pero wala na po ulit sya binibigay na bayad. Nananakot pa sya na di naman po siya makukulong. Sa last and final demand letter namin naka indicate po na kakasuhan siya ng bp 22 and estafa case dahil lahat ng cheques na binigay nya e tumalbog which is recorded po lahat sa bangko in exchange po sana sa hiniram niya na pera inassure niya na may pondo ang bangko. Hindi naman po niya binayaran lahat utang tas lage po siya nagsasabi ng bukas tapos bukas at bukas pero wala naibabayad. Napapagod na po kami kakabalik balik sakanya eh nanloloko lang naman po siya. Pwede ko po ba siya iblotter?? or ano po ang best thing na gagawin skanya?? Thank you po.

2UTANG NOT PAID ON TIME Empty Re: UTANG NOT PAID ON TIME Sat Feb 13, 2016 1:25 pm

tsi ming choi


Reclusion Perpetua

magsampa na kayo ng kaso.

3UTANG NOT PAID ON TIME Empty Re: UTANG NOT PAID ON TIME Sat Feb 13, 2016 11:31 pm

gracesulla


Arresto Menor

magiging estafa case pa rin po ba yun though nag deposit siya ng pera sa account namin pero hindi naman kasunduan na partial kundi full payment po, lumabag po kasi siya sa kasunduan and what legal process should we do, wala po ko means para magbayad sa lawyer kaso ayaw po tanggapin sa pao ang case namin since pera ang involve, pero ang pera po na un ay last pay ng husband ko sa dubai and matagal na po siya nakauwi ng pilipinas. Yun lang po ang pera talaga namin at yun ang inutang niya. kami po ang wlang pera namna na hawak ngayon. thank you

4UTANG NOT PAID ON TIME Empty Re: UTANG NOT PAID ON TIME Sun Feb 14, 2016 5:08 am

Lunkan


Reclusion Perpetua

What it written in the contract?
Are there any collateral told for your loan?

5UTANG NOT PAID ON TIME Empty Re: UTANG NOT PAID ON TIME Sun Feb 14, 2016 11:39 pm

tsi ming choi


Reclusion Perpetua

Dalawa yung options nyo:
1. File a civil case for collection of sum of money, to collect the balance. - Eto mild lang.
or
2. File a criminal case for estafa AND violation of bp22, yan makukulong sya dyan.

In case 1, kailangan nyo ng private lawyer.
Sa case 2, Punta kayo sa fiscals office. wag sa PAO, hinde naman kayo indigent.

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