Free Legal Advice Philippines
Would you like to react to this message? Create an account in a few clicks or log in to continue.
Free Legal Advice Philippines

Disclaimer: This web site is designed for general information only and does not create attorney-client relationship. Persons accessing this site are encouraged to seek independent counsel for legal advice regarding their individual legal issues.

Log in

I forgot my password




You are not connected. Please login or register

Initial Loan Payment Failed

2 posters

Go down  Message [Page 1 of 1]

1Initial Loan Payment Failed Empty Initial Loan Payment Failed Sun Jun 16, 2013 5:34 am

saychoi2x


Arresto Menor

Sir,

May loan po ako from a lending company.
Na issue ko po yung cheque ko May 24 at i have proof na active pa po yung account ko..
Na release po yung loan ko June 5 and have to start paying June 15 na rin.
Kaso po, yung isa ko pong nautangan din na naisyuhan ko nang cheque pinakiusapan ko thru email at text po na huwag muna ideposit yung cheque ko sa kanila pero idineposit pa din po nila.

Ang ending, nag close po yung checking account ko due to returned checks nitong June 12.

Ngayon po di ko na alam yung gagawin ko..since ang payment ko po dun sa lending would start nung June 15.

Nag sent naman po ako nang email sa kanila. ininform ko po sila agad about po dun sa nangyari..at yung willingness ko to settle my loan to them at if they could advise me what is the best thing to do.

Ano po bang mgandang gawin..?

Nag wo worry po kasi ako na makasuhan since close na po yung checking account na meron ako samantalang di pa naguumpisa yung payment ko.

Although I and they have documents to prove na active po yung account ko during the time na pinirmahan at inissue ko yung checks sa kanila.

Please sir advise nyo naman po ako.
Sobrang nag wo worry po tlga ako..
I haven't receive anything yet from them simula nung nag email ako..

2Initial Loan Payment Failed Empty Re: Initial Loan Payment Failed Mon Jun 17, 2013 5:26 pm

AttyZag


Arresto Mayor

Can you go to them instead of waiting for them to contact you?

Problem po kasi is may hawak silang checks from you. The priority right now is to get those checks, and to replace them, such as:

1) You mentioned that you have the intention to pay. Can you issue another set of checks from another checking account that is still active?

2) Can you pay the entire amount now?

3) Can you make cash deposits (if they allow it)?

Point is, do everything to get your checks back and replace it with something else they find acceptable. If they deposit the checks, you may find yourself defending against a bp22 case.

Hope this helps.

Back to top  Message [Page 1 of 1]

Permissions in this forum:
You cannot reply to topics in this forum