credit card

Hi po,,Ask ko lng po kc me unpaid credit crd po aq,,75k po n nging 97k na dhil 6mts po aq d nkbyad,,den me tumtwg po skin n nid ko dw po mgbyad ng 25k dpayment para sa arrangement til end of april den my mtly p,,for 6mts,,pag d dw aq nkbyd 25k til 30th eh file n ng case,dq sure mgknu mtly,,nkiusap po aq n bka pde eh mgbyd aq mtly n lng,,isma n lng ung 25k,,ayaw nila pumyag,,,,
Question ko po,,

1.ano po pde manyari if d aq mkbyad nun 25k?
2.supplementary lang po aq,if evr mag file ng case pde b n undr my name n lng wag n sa mothr ko?
3,my housing loan po kmi sa bank n un,,asa knla pa title ng unit nmin under my parents name,,may posibility ba n kunin nila ung title???

Thank you po

1. just kip on talking to them, make a promisory note that your going to pay the debt in a very easy term. once you run to this? they will going to turn it over your case sa collecting agency. and its dificult to avoid them.

2.aba at choosey kpa kung cno i dedemanda ha:) dnt wory po.. being a holder of a suplementary card.. will grant your wish.. dnt wory:) ka share ka sa demanda if ever:)

3. if the title of the said house is guaranteed as colateral? its very posible. but if not? eh di hndi:)

Collecting agency nga po tumawag skin,,nkikiusap aq bka pde mtly n lng aq mgbbyd,,xe dq nmn cla ttkbuhan,,ngkaproblem lng pi kc aq financial,,