Regarding the undated check in my favor wherein I placed the date and made a Promissory Note which bounce, do I have the right to filed a Complaint Affidavit in the Court?
The Respondent through the guidance of her Lawyer made a Reply on my Complaint Affidavit in the following premise:
1. That according to her, she issued an undated check.
My rejoinder: Since I already place a date on the undated check, made an error on the year, having corrected by the Respondent and attest her signature, then it is no longer an undated check.
Secondly, she signed a Promissory Note wherein the date of the postdated check coincide with that of the promissory note, and therefore it is no longer an undated check.
2. That I prepared the Promissory note whereby the Respondent signed yet now she consider it spurious most likely by the Advise of her Lawyer. She even said that I threaten her into signing the Promissory Note. And third, that she is mentally incapable of signing a contract.
My rejoinder: The Respondent was formerly a military lady, and supplier of hundreds of thousand pesos worth of military supplies, so how can she say that she is not mentally capable?
3. The Respondent said, I did not informed her that I will file a lawsuit against her.
My rejoinder. How can she say that when she signed my Demand Letter which I personally delivered to her residence and was signed by her? In my Demand Letter, I said that I will give her 5 days to settle the account, otherwise, I will sue her.
4. She said that she paid the loans already and showed several checks amounting to not more than fifty thousand pesos (P 50,000) and added the salary deduction of her husband worth eighty thousand ( P80,000) as my former guarantor plus the cash deposits to my account of about forty Thousand pesos ( P40.000) with an aggregate amount of P 390,000 considering that her obligation was P500,000. The problem here is that those bank deposit receipts she use as Annexes were dates before the Check's dated. Her payment were also done before the Promissory Note was signed.
My Rejoinder is, All deposits made prior to the date of the Check or the promissory note has no bearing to the particular Complaint. My reason is that, she admitted that our business relationship stretch all the way to 1990. The Promissory Note was dated 2005 and the payments she use as Annexes were dated some time in 2002 and 2003. The question is why pay for something that has not yet exist?
5. She mentioned in the Counter Affidavit that the half a million pesos was a form of investment.
My Rejoinder: In her Promissory Note, it stipulates that she obtain a loan and not an investment.
6. Last, the Lawyer of the Respondent aver that I committed a perjury because the check was undated, and was issued way back 2002.
My rejoinder. Since the check is undated, and then later on, it was restructured and supported by a Promissory Note, how then that the lawyer says that the check has lapse? Then again, he said that the Promissory Note is spurious because the date is different from the first Promissory Note. The question here is it illegal to restructure a loan using an undated check but this time the date has been written down on the check.
Because of the recalcitrance of the Respondent lawyer considering that I am not a lawyer, I file a complaint in the Judiciary Bar Council at the Supreme Court against the Respondent lawyer.
I cited that the Respondent Lawyer has violated the Cannon of Professionalism among lawyers. In that Cannon, it says that Lawyers should study carefully the case at hand, and should not encourage their client to commit perjury. That the Lawyers should be frank to their client if the case at hand is winnable or not. And if not, to advice their client to resort to an amicable settlement.
I also mentioned in my Complaint against the Respondents lawyer that in the Reply to the Complaint Affidavit, the Lawyer of the Respondent included a counter Charge of Perjury against me, as Complainant.
I say again, I am not a lawyer, but I feel that it is inappropriate, unethical, immoral, and unprofessional on the part of the Respondent's Lawyer to make a Counter Charge of Perjury even before winning the case.
What seems to be too obvious is that the Respondent Lawyer is trying to intimidate the Complainant and cast suspicion to my integrity and credibility before the Court.
And so, Sir, I rest my case to you. Am I right to bring the attention to the Judiciary Bar Council regarding his actuation? Farther more, he again threaten me that he will file charges against me on top of a Perjury if he is considered innocent as charge by the Judiciary Bar Council. The question here is, "Are Lawyers practice these method of making Counter Charge of Perjury even before the case is heard in the Court?"