Ignoring barangay summons

Please advise. I had an issue with a certain lending company. I loaned 12000 but got only 10000 but wasn't able to pay it because I lost my job and moved back to my parent's house. I was able to make some payments and the amount should only be like 7-8k. Now they are trying to get 47000 because of the interest. they sent brgy summons but only my brother received it because I was always out working. The thing is, I got approved for the loan without any CI because they asked 1000 from me once I receive my loan. is there a way not to go to the barangay and just settle the principal amount directly to the lending company via understandable installments?

Lending company and your residence covered by the same barangay?

No. we are not in the same barangay not even same municipalities.

Baka iyan ang susi sa request mo. Bisita ka or a representative sa lupon. Then talk to the lending company about your plan. Willing ka naman makipagsettle sa kanila directly before it goes to court. Suggestion lang. (By the way, small claim case ang classification kung sakaling mafile sa court.)

Thank you. Will do.

Anong development sir? Para din sa aming kaalaman. Thanks