Newly Purchased house and lot Issues

Hello po. May binili kaming house and lot.

April 3rd week. Nagbayad kami ng developer worth 200k for downpayment. tapos 80k for house processing para mailakad daw nila yung title of transfer to my nname na magtatake ng 3 months to process.

June 2nd week. Nagloan na po kami sa bank ngayon for approval, appraisal etc.

July 1st week. Meron na pong bank guarantee para ipa sign sa developer. Malaman laman po namin na hindi pa rin naglalakad yung developer ng kahit anong documents na magtatake ng 3 months to finish.

Since july na po ngayon. kung matatapos ng october first week. Wala na pong time na ayusin yung property since November po is kasal na namin.

Question po sa inis po namin sa developer dahil pinagdown ako ng 200k plus 80k for house processing na hindi nila ginawa. Plan po namin na ayusin na yung property by August which would take 1 month to finish para pwede tirahan. Target date is september first week. Wether they like it or not.

meron po bang pweding ikaso samin kung galawin namin yung property by august? Since parang dinaya kami kasi pinagbayad kami kagad na malaki tapos hindi naman nila ginagawa trabaho nila?

Mostly pag nakapagdown Lang, d pa yun makakamove in pero if naka full payment kana and NASA contract mo na pwede kana mag move in, pwede mong Gawin ano gusto mo sa house and lot. Talk to the developer. I'm sure they'll help u. Good luck

Hindi naman masasayang yung binayad nyo kasi it will deduct sa Total Contract price ng House and Lot. Ang problema nyo lang ay hindi nga naayos yung Bahay, tama ba? kung ang tanong mo ay kung may pwedeng ikaso sayo yung developer kapag ginalaw/pinaayos mo yung bahay...Malamang meron, depende sa contract nyo. Kasi ang mga developer kasi may mga design and guidelines yan na dapat sundin na napagkasunduan din ng developer at buyer. So check mo yung agreement nyo. To make you sure, it would be better kung kakausapin nyo ang developer and secure for their permission.