hi good evening atty. I had a loan sometime in 2009. this 2014 i had an invitation to attend a hearing that was filed at tanay trial court. however, I received an invitation to attend hearing at pasig trial court last feb. 24, 2014. it is clearly stated to that invitation that the case was filed in pasig trial court I went to the said invitation however when i get there got the information that the case was filed in tanay trial court. In good faith i went there to clear my name to the charges filed against me which I believed I;m innocent to the crime. many said that its their tactics for me not to attend and to missed the venue so the case will be automatically be put in archived and they can now do whatever actions they can take against me. the thing here is I was not able to defend my self to that legal actions filed against me. I don't have the money to get a lawyer if any actions will be taken against me to go on further and defend myself. the case filed is BP 22, I already made the payment of the last collection of sum to their collector but the collector didnt remit the amount, tinakas na daw po. now they are forcing me to pay almost 20k exclusive of legal fees. I tried to negotiate to their office but they said i have to pay more double than what is filed in the court. Attorney I wish to hear legal advise from you, am a single mom of 3 kids cant afford to make any payment of what is asked from me. and in addition they told me to better settle it with them than paying 10k each foe me and my co-maker for the bail.san ko po kukunin yan..... what should I do atty? pls help. God Bless you for extending your help to people who are less fortunate likes us.