regarding bp22 case

gud day,,,,i have a problem regarding bp 22..dati ako may small business at lgi ko pinambabayad ay checks dhil yun po ang required sa comp. na kinukuhanan ko ng mga goods.since 2003 checks napo gamit ko pambayad (PDC),,year 2006 nagkaroon ako financial problem nag cause ng pagkabagsak ng negosyo ko at lahat ng naissue ko checks ay tumalbog at dhil dun nag close account po ako pra di magbayad ng penalties dhil nga wla na tlga ako pera..naisipan kopo mag abroad pra makabayad dhil kung sa pilipinas lng diko mababayaran at diko na rin po mapapag aral mga anak ko dhil po wla nko pagkukunan...hindi ko na rin po alam status ng mga naiwan ko utang dun dhil hindi na po ako nakipag communicate...may mga letter na dumadating samin pero di tinatangap ng mrs ko cnabing wla po ako dun..ngayon po natatakot ako umuwi dhil bka hulihin ako at ikulong...4 years na po ako dito sa abroad..pwede po ba nila ako hulihin pag uwi ko samin khit diko po alam kung naisampa ang kaso sakin??pwede po ba nila ako pa hold pra di makabalik dito???ano po ang maganda ko gawin bago ako umuwi or pag uwi ko??miss ko na po kc mga anak ko..at gusto ko rin po sana hulugan mga utang ko kung pwede pra mabayaran...hintayin ko po ang inyong sagot...maraming salamat po sa website nyong ito marami matutulungan...god bless....

Before we can discuss the merits of your case, I think, it would be wise to know what kind of letters the mailman or courier has brought to your house before. We need to know if those papers were demand letters or subpoena already. By now, your supplier probably knows already that you went abroad, and the safest thing that he can do, in serving demand letters is via a registered mail. Now if those were subpoena from the prosecutor, and you haven't made any effort to submit your counter-affidavit, he can resolve the issue in favor of the complainant, which means he can file an information before the court which subsequently will issue a warrant of arrest against you for any offense that you may have committed.

atty...ano po pinagkaiba ng demand letter at subpoena??e kung demand letter plang po ano po possible mangyari at kung subpoena napo??pwede po ba nila ako sampahan as estafa???or bp22 lang po???kc po check po lahat ng involve sa transaction namin..gusto ko na po mag start mag bayad pero diko po alam anong una at mganda kong gawin kc po gusto ko umuwi magbakasyon pra makita ko mga anak ko,,pro dipo ako magtatagal babalik din ako agad dito..kung kausapin kopo complainant bka po kc tumagal at lumaki problem.pwede po ba yung mrs ko maging representative ko habang wla po ako at habang nkikipag ayos kmi??to sure na mkababalik ako dito pra mkabayad sa knila..bka po kc ma hold ako dyan at di mkabalik dito llo ko na cla di mababyaran.ano po ba kya mganda gawin????salamat po sana matulungan nyo ako....god bless po...

to avoid being immediately arrested upon arrival, you can send a representative to the Bureau of Immigration to verify whether you are in the watchlist.

to determine if you have a pending case, have your representatives apply for prosecutor and court clearances at the place where these events occurred.

a negative on both will substantially reduce risk but will

atty...kahit saan po bang bureau of immigration pwede makita kung may hdo ako?at kung meron po ba ano maganda gawin???wla po ba kailangang documents or question kung i verify name ko kung may hdo??dpo kc nmin alam kung saan naifile yung case dahil main branch nila ay metro manila ata...diko po alam wer na i file ang case kung meron man..kc po wla po tinatangap na letters mrs ko mula nung umalis ako.sinabi lng sa postman na wla na ako dun out of the country po..kung bp22 po ang case ko pwede po ba nilang gawing estafa???kc nmn po mtagal nko cliente nila nun lng pumalpak kya ako nag abroad..at cheke po lahat ng pinambabayad ko for 3 years ko sa knila,,,possible po ba na maging estafa???salamat po ng marami,,,napakalaking tulong po nyo samin..

i don't know if all BI offices will have access to the database. I only know that the National office does. call them to ask. they will ask you to fill a form. no docs are required.

it may be estafa, but it's difficult to speculate.

atty,,...khit po ba matagal nko client nila and goodpayer po ako for how many years,,,instead BP22 ang case pwede po ba nilang gawing ESTAFA??kung ano po ba ang kinaso ng complainant tatangapin po ba agad ng prosecutor???yung pagiging client nila ako at goodpayer for how many years dpo pa prove yun na hindi ESTAFA ang pwede ikaso sakin???nagkataon lng tlaga ala nako pambayad kya nagkaganun...pwede po ba tumawag sa BI pra mlaman ko kung may HDO ako?O personal po dapat na pumunta...kung pwede po mahingi numero ng BI AKO PO mismo tatawag kung pwede lng po....salamat po sna po wag kyo magsawa sa pagsagot sa aming ktanungan....thanks po ulit...

whoa, that's not what i said. what i said is that it's difficult to speculate. we don't even know if they even filed a complaint, and if so, what they alleged.

the prosecutor will consider the evidence presented to him, and if it's only the complainant who provides evidence, then that's all he will base his resolution on.

getting goods and simultaneously giving bad checks is considered estafa if coupled with malice. but normally, prosecutors are reluctant to charge estafa when there is no evidence of malice. your history of good dealings prior may negate malice BUT how would the prosecutor know that when you did not present your side?

look up the BI website and ask. http://immigration.gov.ph/index.php?option=com_content&task=view&id=129&Itemid=73

thanks atty,,,,i get it na....very worried lng po kc ako at nkakasakit ng loob kung sakaling estafa nga ang isampa sa akin e hindi naman po gnun at alam din nmn nila yun...pagkkamali ko nga po umalis ako ng diko naalam kung ano isinampang case sakin at diko naibigay yung side ko..anyway atty,,thanks po ng marami at hopefully hindi ganun ang ikinaso sakin at sana wla ding hdo kung skali pra mkauwi ako ng wlang inaalala at makipag ayos sa knila..maraming salamat po sa pagsagot at aadvice...atty...san po ba office nyo kung skali kc ang case po ay sa manila en im from pampanga incase dyan nlang ako kuha ng abogado to settle this case..at cno pwede kontakin???thanks po ulit..

Even if you are not charged with Estafa, you can still be charged under BP 22 (Bouncing Checks Law). Here, malice is not an element of the crime. What the law punishes is simply the act of issuing a worthless check considering its disruptive effects on the country's financial system.

However, a few years ago, the Supreme Court had issued an Administrative Memorandum directing Judges to refrain from imposing imprisonment for BP 22 violations. Instead, they were enjoined to impose monetary penalty. The aim is to save "a valuable human material". This is premised on the notion that most of those who violate this law are entrepreneurs, who play an important role in nation building.

Hence, there is a good chance that you will not go to prison if you are willing and able to pay your obligations.

thanks zulfikarl,,,,,thank you sa advice and information....god bless to all..

Hi Jishin,
Please take this as an unsolicited advice.
Lay down a worst case scenario on your predicament.
1. What if, you have already an HDO.
2. What if, a complaint for violation of BP 22 and/or estafa has been filed against you.
3. What if, a warrant of arrest has been issued already by a judge.
As an answer to your question which you posted on 7-27, a demand letter, as the name implies, is a letter usually sent by a private person or his lawyer or an obligee directed to an obligor requiring him/her to perform an obligation or to comply with whatever you two have agreed before. On the other hand, a subpoena is an order sent by a prosecutor requiring that obligee (you), to make an answer or counter-affidavit to the complaint filed against him. When the case is elevated to the competent court, it can also issue two kinds of subpoena, called subpoena ad testificandum and subpoena duces tecum. Subpoena ad testificandum is the regular subpoena which we regularly see in movies where a witness is required to appear and give testimony while a subpoena duces tecum requires a person to testify and to bring with him all the pertinent documents in connection with the case.
Do not get despair, as long as believe you are true to yourself, nobody can put you down.
And next time when you enter into another agreement or transact legal business with others, please be guided with this provision: Every person, must, in the exercise of his rights and in the performance of his duties, act with justice, give everyone his due, and observe honesty and good faith.
This is the cardinal law on human conduct (suum jus summa injuria).

In your case, you are the obligor. Sorry, got mixed up.

hello again attyLLL,resjudicata AND zulfikarl,,,,gusto ko po mlaman yung sinabi ni resjudicata na.....
1. What if, you have already an HDO.
2. What if, a complaint for violation of BP 22 and/or estafa has been filed against you.
3. What if, a warrant of arrest has been issued already by a judge...
MGA ATTY..sna po masagot nyo ito PRA MALAMAN KO KUNG ANO MAGANDA GAWIN AT PAKI BIGYAN DIN PO AKO NG MGANDANG DISKARTE PAANO PO MAAYOS ITO,,,give me a good advice,,,pls.po im very worried po....thanks po sa lagi nyo pagtugon saking katanungan khit may kakulitan lng po,,,gud day en god bless all!!

i recommend that you go back to what has been said before. i believe you have enough info and advice to resolve your issue. good luck.

thanks attylll....god bless...

@jishin

I believe your creditors are only after the payment of your debts. As you have mentioned earlier, you are willing to pay them however you are quite reluctant to come home for fear that a case has been filed against you and your eventual arrest. If you are really willing to pay and you think you are now financially viable, it is not a bad idea that you send someone probably your wife to settle with your creditors in the meantime that things are not yet too late. Atleast you will not sacrifice your opportunity of earning abroad while your case (if indeed there was) is being settled here. Good luck!

thanks a lot wolverine.....

Hi,
gusto ko lang po mag tanong about my problem.
last January me pinautang ako 500k with interest rate of 5% per month. This transaction was covered with a notarized contract and post-dated checks (12 checks to cover the principal amount + the interest).
Now, first 3 months nag 'good' naman ang checke, pero on the 4th and the rest, nag bounce na ang mga checke due to close account.

I informed the borrower thru calls and text messages about it pero nag promise lang na tutubusin nya ang mga checke and to pay the remaining. But up to now wala pa din.

Now, I am thinking of sending the demand letter but I have no idea kung ano ang contents ng demand letter. Should I need/hire a lawyer to draft me a demand letter?

Also, I read about a certain case na mahirap pala ipadala lang sa courier ang demand letter na to, so do I need to go to the borrowers place and have him receive personally the letter? What if kung pag punta ko sa place nya sa Laguna e di sya magpakita or magtago?
In case na makita ko sya personally, is it legal to take a video while he receives the letter? Is this admissible in court as evidence in case na deny nya that he received the demand letter?

Please help. Thanks and more power.

with that amount involved, i recommend you get legal counsel. but you can certainly draft it yourself. summarize what has happened so far. you can serve it personally or via registered mail with return card.

yes you can take a video of the service. good luck