After 2 years, collections agency n yung kumausap sa akin. May nakausap ako and she agreed na stop na yung charges dahil umabot na sa 60,000 yung loan ko, which nung last ako mgbayad eh nsa 30,000 plus thousand n lng. The collector agreed na stop na yung interest monthly basta I pay 5000 a month. So I started making the payment for that agreed amount.
But then may kumausap sa akin na resigned na daw yung nakausap ko and hindi nila inohonor yung usapan namin na stop charges na. So continuous yung interest nila monthly. Alam ko kasi pwede naman icharge off yung account lalo na kung puro interest na lang. Umabot na yung utang ko ngyon sa 130,000 and aywa pa nila pstop yung charges.What should I do?