HomeIf someone is enrolled in an insurance plan but died of HIV/AIDS related condition will he still be entitled on his premium insurance benefits?
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Insurance for HIV
2 posters
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2 Re: Insurance for HIV Fri Jul 06, 2018 4:05 pm
thepoetsedge
Reclusion Perpetua
It depends on the type of insurance that person is enrolled in, and it also depends on the terms and conditions set forth in the insurance contract. Please check the contents of the contract first to see if any terms were violated due to the insured's ailment.
3 Re: Insurance for HIV Fri Jul 06, 2018 5:23 pm
AllAlter
Arresto Menor
Let's say that the insurance policy states that it doesn't cover any hiv/aids related deaths. What happens to the insurers monthly premium payments?
4 Re: Insurance for HIV Fri Jul 06, 2018 5:51 pm
thepoetsedge
Reclusion Perpetua
Again, it depends on the insurance policy terms and conditions of the insured.
If it has a clause stating there the effect when the insured dies due to a health condition that is not covered in the insurance policy, then it is assumed that said clause is valid since there is a presumption that the insured is aware of the terms and conditions of the policy he is under.
For further queries on the insurance policy, you should contact the insurance company to clarify your concerns. Alternatively, you may try contacting the insurance commission for clarifications, as well.
Good luck.
If it has a clause stating there the effect when the insured dies due to a health condition that is not covered in the insurance policy, then it is assumed that said clause is valid since there is a presumption that the insured is aware of the terms and conditions of the policy he is under.
For further queries on the insurance policy, you should contact the insurance company to clarify your concerns. Alternatively, you may try contacting the insurance commission for clarifications, as well.
Good luck.
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