VERY BAD EXPERIENCE AT HOME CREDIT

sir/mam,

tanong ko lang po sana anong pwde legal action ang pwde ko gawin s kumpanyang Home credit, noong una ay ng loan ako sa kanila ng cellphone na 12monhts term, tinapos ko agad ang loan na ito in 4months. nag offer sila na ako ay magloan ulit, at nagloan naman ako. nakakadismaya lang dahit ang result ay decline. Tinawagan ko ang kanilang custome service para alamin kung bakit nangyari yun samantalang ang una kong loan ay updated naman at tpos na. Hnd nila maidiscuss ang dahilan kung bakit nadecline. Sobrang nanakapanlumo tlga at nakakhiya ksi alam mo sa sarili mo na good payer ka pagkatapo ganun ang maggiging resulta. maraming salamat po

Hello,

You want to file charges because you were disapproved for a loan?

Basically, a funding institution may approve or disapprove granting loans to individuals. What you can do is send a letter to them asking for a re-evaluation of your loan credentials so they will reconsider giving you a loan. If you need to provide new or current documents, do so. Don't take it personally that you were disapproved for a loan.

Also, getting approved for a loan you were previously approved for does not give you a right to it again. It is still the funding institution's prerogative.

Mraming slmt po sa inyong pag sagot. GOd bless