Good am. I need legal advise. Year 2009 ng nagoperate ako ng computer shop. I loaned 5 computers sa isang appliance store. I initially paid the downpayment and i issued pdc for the balances. Yung bzness partner ko ang naging co-maker ko.Unfortunately, after a few mos, my husband who has been suffering from spinal problems, was also detected to have brain cysts. He was in and out of the hosp. It affected my business until nagclosed na in span of 1 year. Hindi ako nakabayad sa appliance store. I had no choice but to sell the computers para mailabas ko sa hosp ang asawa ko. Now his doctors require him to undergo Bio therapy every 6 wks which costs us 42k each session. Im only seeking help fr pcso and other charitable inst. Alam ng appliance store ang sitwasyon ko and told them na singilin yun co maker ko who owe us a lot of money too. nagkaroon na sila ng areement but she failed to pay. They still filed estafa case against me. I dont know what to do. May hearing na kami sa June 14, 2011. I have no idea on what to do. Wala po akong abugado and wala din po akong maibabayad. Lalong lumalala kondisyon ng mr ko dahil sa problem na ito. Im begging pls na sana may tumulong po sa akin.