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Unpaid Loan

2 posters

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1Unpaid Loan Empty Unpaid Loan Sun Aug 26, 2018 10:44 am

Age26


Arresto Menor

Hi po.
May question lang po ako regarding my loan. Originally po ang ni loan ko is 25k pero nong hindi ko po nabayaran ang sabi nila sakin ung interest daw plus loan amt umabot ng 80k. Nakipagusap ako sa kanila to settle. May settled na loan payment agreement na po with collections ng cashmart. Binigyan po nila ko ng payment arrangement na instead daw 80k magiging 35k na lang. 10k each month for 2 months tas last payment is 15k para matapos na.. nagkabayad na po ako ng first 10k ko last june. Di ko po nabayaran ung the rest dahil po sa naispital ung mom ko and short ako to make the payment. Tas ngayon i received a text message saying na they will file ab ESTAFA case against me. Wala po ko inissue na check sa kanila..pa help nman po. Gusto ko sana tawagan sila to settle the remaing bal. Pro kasi bka i disregard nila ung arrangment nung una tapos mag set ulit ng pamibagong amount. Pwede po kaya na i continue ko na lng ung me arrangement na napagkasunduan namin? And can they really file an estafa sakin? Thanks po

2Unpaid Loan Empty Re: Unpaid Loan Fri Aug 31, 2018 2:17 pm

thepoetsedge

thepoetsedge
Reclusion Perpetua

Empty threat usually yung Estafa case na isasampa nila. Common tactic yan ng mga collection agency for the debtor to pay immediately.

Nailagay ba sa isang kasulatan yung napag-usapan nyo ng una, kung paano babayaran yung utang? Kung hindi, kailangan mong magpunta sa office nila at ilagaya sa kasulatan yung mga napag-usapan nyong bayaran na gagawin para maging pruweba ito sa korte kung magkakaroon man ng kaso laban sayo.

Kung may oras ka, subukan mong magpunta sa PAO para humingi ng libreng legal na payo sa sitwasyon mo.

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