Debt advice

Hi I'm here to ask for some advice for my mom kase po may utang po kame sa kumare nya ng 100k+ pero di naman po namen dinideny tsaka tinatakasan yung utang then last December pinapunta po nila si Mom sa bahay nila upang makipagusap then bigla po nilang pwersahan kinukuha yung motor namen eh bago pa lang po yon di pa samen tsaka pinaggawa po sya ng kasulatan na by the end of December dapat magbayad na kame kaso po 2nd week pa lang po ng December pinabarangay na po agad kame that cause ng tsismis around the neighborhood then nung nakipagusap po kame ang sabi nila is if hindi kame makakabayad kukuha nlng sila ng gamit samen so we agreed na magbibigay nlng kame ng valuable things sa kanila kaso po nung next meeting sabi nila kukunin nila kahit ano na gusto nila sa bahay namen tapos sila po ang magbibigay ng value ng gamit so parang abusive na po masyado that's why di kame umagree sa gusto nila then they threatened us na ipapakulong nlng daw po kame if di kame nagbayad. So I just want to ask any legal advice about our situation po.. any help will do. Godbless po!

failure to pay a loan is not a crime. you don't have to agree to give any goods to them without your consent. if you do, you have to both agree on the value