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Assumption of house

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1Assumption of house Empty Assumption of house Mon Jul 31, 2017 5:45 pm

erwinR


Arresto Menor

Magandang araw po. Sana po may sumagot po. May balak po akong bilhin na town house, naka house loan pa ito mula sa original owner. Ang gusto nya mangyare is deed of sale kami tapos hindi na muna nya inonotify yung bank since nasa ibang bansa sya. Pag malapit na daw matapos yung loan, tsaka nya n lng irerequest na palitan yung name of ownership pag natapos ung loan.

Question ko is legal po ba ung deed of sale nmin pag ganun?

What if sa dulo po after matapos yung bayad sa bahay eh hindi po nya ipatransfer sa name ko, may habol po ba ako dun? Considering na ako na maghuhulog nung bahay at magbibigay pa ko sa knya bg cashout pra sa mga una po niyang nahulog.

Salamat po

2Assumption of house Empty Re: Assumption of house Mon Jul 31, 2017 5:54 pm

xtianjames


Reclusion Perpetua

Wala po since yung deed of sale na gagawin nyo is di kikilalanin ng bangko hanggat di bayad ang loan since technically, si bank ang owner ng bahay.

imho, fishy na ayaw inform si bank sa bentahan kasi kahit pa nasa abroad sya, pwede naman mag execute sya ng SPA sa kamag anak nya para maglakad ng papeles on his behalf. thread very carefully para di sumakit ulo in the future.

3Assumption of house Empty Re: Assumption of house Mon Jul 31, 2017 7:09 pm

erwinR


Arresto Menor

Thanks sir Xtian. Ganyan din naramdaman ko. Parang kawawa ako in case ung ibabayad ko eh hindi naman nya ibayad. Tpos magulat na lang ako paalisin ako ng banko. Salamat more power to this website! Smile

4Assumption of house Empty Re: Assumption of house Mon Jul 31, 2017 7:10 pm

erwinR


Arresto Menor

By the way, same principle din ba ito pgdting sa car?

5Assumption of house Empty Re: Assumption of house Mon Jul 31, 2017 7:20 pm

xtianjames


Reclusion Perpetua

yep same principle as long as bank ang magpafinance.

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