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My uncle offered me and my husband a lot from a small subdivision he developed. He said that we will loan the construction of the house thru pag-ibig. Before agreeing, we made sure that we don't need to put any money down because we don't have budget for the construction of the house yet. Otherwise, we will just buy the lot from him and we will build the house little by little whenever we have a budget. He said we have nothing to worry about because he will take care of it. We finally agreed since he gave us the assurance that there will be no money down. Then the construction began and I had all the necessary documents for pag ibig sent out to him He also said he will help me with the application. He said that knows someone from pag ibig who will help him expedite the application, and that in a matter of 3 months the loan will be released.
When I went home to the philippines, the construction had already started. We decided to get 2 lots. Then my uncle invited me to his house saying that the contractor of the house wanted to meet me. I was surprised to know that we have a contractor. To add to my surprise, these contractors are asking for 900k down payment in full!!! And he also showed me a contract. Our initial agreement is no money down, and he never discussed with us about these contractors and the down payment they're asking.
Before signing the contract I told them that I can't pay them the 900k they're asking for. However, upon reviewing the contract, there was a mistake that the contractor found.( i think it's a date of when the contract was made). My uncle said he will make a new copy and have me sign the revise copy. But he never did, nor did I get a copy of the one or myself.
The contract was not even fulfilled since the contractor decided to stop the construction of the house. And I decided that it should be stopped too. Then we just agreed to pay the contractors the amount they have spent whenever we have the fund. My uncle also agreed to it. He said that after we paid off these contractors, that's when we can start paying him with the lot.
We were not able to pay for a couple of months due to financial problem (mother-in-law diagnosed of cancer and we had to help pay the bills). When we finally able to give payment, they said its not enough and we still need to pay for the interest which they stated was on the contract. However, we were never informed that this was the case. BTW, the construction only lasted for one month, and they said they spent a whooping 2.5 million pesos and not including the lot. However, the house was not even close to being inhabitable. water, electricity, plumbing were not all set up.
He permitted my parents to move in, but in order for them to do so, we had to spend money for the plumbing, water and electricity. Now my uncle wants to evict them since we were not able to pay them the amount they wanted. HE said that he will pay us back for all the money we invested. However, my parents do not want to move out unless they are reimbursed for the money that were invested in the house.
I WOULD LIKE TO KNOW WHO IS IN THE RIGHT. ARE THERE ANY LEGAL IMPLICATIONS THAT WILL GET ME INTO TROUBLE?
Thank you so much in advance for taking time to read my long post.
When I went home to the philippines, the construction had already started. We decided to get 2 lots. Then my uncle invited me to his house saying that the contractor of the house wanted to meet me. I was surprised to know that we have a contractor. To add to my surprise, these contractors are asking for 900k down payment in full!!! And he also showed me a contract. Our initial agreement is no money down, and he never discussed with us about these contractors and the down payment they're asking.
Before signing the contract I told them that I can't pay them the 900k they're asking for. However, upon reviewing the contract, there was a mistake that the contractor found.( i think it's a date of when the contract was made). My uncle said he will make a new copy and have me sign the revise copy. But he never did, nor did I get a copy of the one or myself.
The contract was not even fulfilled since the contractor decided to stop the construction of the house. And I decided that it should be stopped too. Then we just agreed to pay the contractors the amount they have spent whenever we have the fund. My uncle also agreed to it. He said that after we paid off these contractors, that's when we can start paying him with the lot.
We were not able to pay for a couple of months due to financial problem (mother-in-law diagnosed of cancer and we had to help pay the bills). When we finally able to give payment, they said its not enough and we still need to pay for the interest which they stated was on the contract. However, we were never informed that this was the case. BTW, the construction only lasted for one month, and they said they spent a whooping 2.5 million pesos and not including the lot. However, the house was not even close to being inhabitable. water, electricity, plumbing were not all set up.
He permitted my parents to move in, but in order for them to do so, we had to spend money for the plumbing, water and electricity. Now my uncle wants to evict them since we were not able to pay them the amount they wanted. HE said that he will pay us back for all the money we invested. However, my parents do not want to move out unless they are reimbursed for the money that were invested in the house.
I WOULD LIKE TO KNOW WHO IS IN THE RIGHT. ARE THERE ANY LEGAL IMPLICATIONS THAT WILL GET ME INTO TROUBLE?
Thank you so much in advance for taking time to read my long post.
