Last year po kc, nag-apply sya for a pilgrimage visa bound to Malta. Yung agency po kc, inassure po n makakakuha sya ng visa (dahil nga po pilgrimage visa at group tour po un kaya 100% sure na mabbgyan ng visa), but it turned out - DENIED ang visa. Half of their group, were granted visa, half of them denied.
Napagkasunduan po noon na kung sakali ma-refuse ung visa, ire-refund po ung binayad namin - 350 thousand pesos po lahat un inclusive of hotels accommodation, tour, plane tickets, visa processing fee, etc.
Suppose to be po, last year pa nya dapat naibalik ung pera. Nag-issue po sya ng cheque twice. First cheque inde po napondohan pero nakiusap po sya na wag muna ideposit, na pinagbgyan nmn po namin. Hanggang sa mag-issue uli sya ng cheque, and the same pa rin po ang problem, walang fund at nakikiusap sya n kung pwede, cash n lng nya ibbgay ng buo. Pero nung bbgay n sa amin ang pera, 40k lng po ang bngay. So we informed her na idedeposit n min un para kung sakali wala pondo, pwede n min sya idemanda. Kc obviously po, dinedelay nya ang pag-refund.
Nakiusap po uli sya nung December, sabi nya kkausapin dw muna nya ung contact nya sa Malta regarding sa refund, and snce holiday sa Malta, sa January n dw sya mag-a-update sa amin. We waited po til January, and then sabi nya po katapusan dw ng january nya maibbgay ung pera.
Come January 31, we followed up, and she said, sa Feb 2 dw sya magdedeposit sa acct ko. But to no avail, inde pa rin sya tumupad, and nakiusap uli na sa Feb 9 talaga, magdeposit na sya. Come Feb 9 po, she texted me confirming she already deposited the money but to our surprise, it's only 25k. So I texted her and sabi ko sa kanya, inde po ppwede na ganun, hulugan. To think inde nmn po siya nakikiusap sa amin the terms on how she would be able to give us back the money.
Sabi nya po, wag daw kami mag-alala, mabubuo nya dw un, at gipit lang sya.
Clearly, parang nakakaloko na po tong tao na to kaya we decided na magfile n po ng complaint against her.
So my question po, would it be better po to file a case directly to the court (pertaining to bouncing check law and/or estafa), or dumulog muna sa barangay?
Kasi I understand po na medyo matagal at magastus kung paaabutin namin to sa korte, and ang kailangan lang po talaga namin is ma-ascertain po sa amin na maibabalik nya ung pera, at kung kelan.
Need your valuable advise on this, thank you.