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HELP!What will happen after I voluntarily surrender my unpaid car

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imr


Arresto Menor

Question po 2 and half months past due ang car loan nmin mg partner lo sknya nka panggalan ang kotse pero concerned ako kasi magpapaksal kmo this year at nagplaplano kmi kumuha ng bahay dahil 4 yrs na siya nagwowork at maghuhulog sa sss at sa pag-ibig. Napag desisyonan po nmin na voluntarily surrender nlng nmin ang kotse kasi f na tlga nmin mkakayang byaran mdami kmi gastos sa gamot mya pra mglaron kmi ng baby at mawala ang Polycystic Ovary Syndrome nya.. May Mild polyp ndin sya sa kaya stay at home sya ngaun in short wla syang work.

Questions:
1. Kapag ba voluntarily surrendered na ang kotse may babayran pa kmi?
2. Anu ang babayAram nmin if ever?

3.May nabasa ako iauction at babayran nmin/ borrower ang deficiency balance. May ngsabi naman sa inang post na once nsa bank n ang property/vehicle (nailit/repossessed) na nila wla n kmo bayarin at problema. Anu po dun ang totoo?

antonio ekis

antonio ekis
Arresto Menor

What will happen? Maba ban po kayo na mag loan ulit sa mga banko. Not sure tho kung makakasama kayong ma ban pati sa gov't loans institute like sss and pag ibig.

imr


Arresto Menor

Ganun po ba pero panh po ung sa deficiency balance?

ador


Reclusion Perpetua

afaik, wala kanang babayaran. am n0t sure sa case mo ha, pero may kilala akong same case as you. sinurrender yung auto, hindi na sya pinagbayad pero syempre forfeit din yung down at hulog nya. ask around, baka may friend o kilala ka na ahente ng kotse. or best is ask the bank mismo.

imr


Arresto Menor

i asked the bank na and sabi nga nila wla n daw babayaran. Hndi nmn daw mababAn sa loan ng mga banks ksi nga voluntarily surrendered

6HELP!What will happen after I voluntarily surrender my unpaid car Empty voluntary car surrender Fri Oct 12, 2018 1:52 pm

TaMercado


Arresto Menor

Hi IMR..

If i may ask, ano ng nangyari? did you voluntary surrender the car? may binayaran ka bang deficiency balance.

I have the same concern din.  I would like to surrender the vehicle I leased with TFS.  I acquired it May this year.  Updated ako sa payments, kaya lang hindi na talaga kayang bayaran kaya gusto ko ng ibalik.

Hope you could reply.  thank you in advance.

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