I signed a contract, together with a downpayment of 20k, to a consultancy agency. It was supposed to be 25k but they settled for 20k and 5k to follow ASAP.
The contract says that I have 6months to complete all the requirements they need, and the first month has passed. As they mentioned that "I am hiring them to help me go abroad." which also means that without my documents, they can't do their work. In this sense, they have not yet done any work, since I am still in the process of completing my documents.
The problem now is that I have been cut from all support I can get. I am unemployed, no means of any income, and I am really having a hard time getting the 5k balance - next to impossible task.
In the contract, they said that the 25k is non-refundable, but I really wont be able to even pay the 5k balance, which would result to me breaching the contract right at the get go.
Can I still cancel the contract and get a refund?
Note: I do not have a copy of the contract because it was not yet notarized when I signed it because the lawyer was not present at the time of the signing.
EDIT: 25k is just the payment for their services, the total amount they asked from me is 115k inclusive of the travel cost and 1month accomodation and training -Vietnam Program.
As mentioned, I can't even pay the remaining 5k, how much more if I lack 95k.
Supposing I can give them their service fee of 25k, I won't be able to follow up the lacking 90k, which really puts me in a tough spot.