I'm a member of National Home Mortgage Finance Corporation and currently paying for a low cost housing for almost 20 years now. When i personally inquired of my loan balance, they said that i have arrears of 50 thousand plus. According to them, I did not pay the amortization in May 2010 and May 2011. But I actually doubled the payments by the next months (June) of each year. It even actually reflected, according to their records. I wonder how come I have that large amount of arrears only for that reason. I have no other unpaid amortizations according to records. One thing more is my monthly amortization is salary deduction. Another if in case there are arrears. They did not send notifications. Please help. - Darwin Maminta