Gud afternnon po! Need ko po ng advise kc po financially unstable n po ako may utang po ako s credit card until ngfile n sila s court s takot ko po nkpagusap po ako s collecting agency kc ndi ko po kya bayaran agad pro s agreement 13k po a month kylang 2k lang po nbbyran ko ano po kyang dpat kong gwin at ano po ggwin nila skin?! Pls advise po maraming salamat po
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