Unpaid loan

Maraming salamat po sa info mga sir, medyo lumuwag po ang pakiramdam ko ngayon.
Pasensya na po kung di ko po napansin yung earlier comment ni sir raheemerick

Thank You and God Bless

Good Pm po..a worried nanay here and would like to ask an advice. 
Nakapagloan po ako sa STERLING BANK Womens Loan year 2013 ng 20K (second loan).narelease po 18K less processing fee. With monthly amortization of 1300 for 18months.Nakapagbayad po ako ng 13months then hindi na po nakabayad kase nawalan ng trabaho, so 5months po ang hindi ko nabayaran, mga 6500. May tumawag po saken nung May2015 from ATTY. Law Offices na may estafa case ako kase nag issue ng PDC. Binigyan po nila ako ng 3 araw para mabayaran yung 18k daw. Nakiusap po ako kase wala po ako pambayad. Sabi nila bayaran ko nalang daw yung 10k para hindi na maiakyat sa korte yung kaso kong estafa, so ginawan ko po ng paraan yung 10k sa sobrang takot ko..nangutang dito nangutang dun para mabuo yung 10k..dun ko po nadeposit sa Account ko sa Sterling Bank yung 10k.Pero bago ako magbayad nung 10k tumawag ako sa sterling bank na bakit wala ako naresiv na call from them regarding sa balance loan ko or kung pede dun ko settle mismo sa kanila, pero hindi na daw pde..dun na daw ako kay atty makipagusap.then after a week tumawag po sila ulit para daw bayaran ko pa yung natitirang 8K..hindi ko po sinasagot tawag nila then nakaresiv ako ng text .

“ YOU HAVE LEFT US NO CHOICE BUT TO PURSUE SUIT CASE IMMEDIATELY, WE HOPE THAT YOU FULLY UNDERSTAND THE RISK OF BEING SERVED WITH A SUMMONS AND COMPLAINTS TO APPEAR IN COURT WITH OUT FURTHER NOTICE.WE STRONGLY ADVICE YOU NOT TO DISPOSE,SELL,TRANSFER YOUR REAL AND PERSONAL PROPERTIES WHICH SHOULD BE OTHERWISE OFFICIALLY LISTED DOWN BY THE COURT SHERIFF WRIT OF PRELIMINARY ATTACHEMENT HAS BEEN ISSUED BY THE COURT AND WILL SERVE ASAP.YOU HAVE 24 HOURS TO PREPARE YOUR LEGAL DEFENSE OR YOU MAY CONTACT ATTY. FOR OUTSIDE COURT SETTLEMENT 02.PUBLIC SUMMON THRU A NEWSPAPER ON JULY 25.START OF DUE PROCESS.”

Need you advice sir/maam.Dapat po ba bayaran ko yung 8K pa na natitira para tumigil na sila? Please need your advice po.Salamat&Godbless.
*NanayDuds

Please help po. I have loans with several banks but unable to pay since june because i no longer have a kob due to my delicate pregnancy. I have received a demand letter to pay the full amount otherwise a criminal case will be filed against me. Please advise what i can do. Im a single mom of 4 and could not afford to be sent to jail.