Do not get off the Country just like that; talk with the CC Company first.
Republic Act (RA) 8484 or the Access Devices Regulation Act of 1998, one may be imprisoned for using an access device, such as a credit card, with intent to defraud. This is particularly prohibited under Section 9 (j) of the said law, which provides as follows:
“Section 9. Prohibited Acts.—The following acts shall constitute access device fraud and are hereby declared to be unlawful:
xxx
[j] obtaining money or anything of value through the use of an access device, with intent to defraud or with intent to gain and fleeing thereafter;
xxx”
It is presumed that the holder of a credit card intended to defraud, if he abandons or secretly leaves his place of employment, business or residence without notifying the credit card company of the place where he may be found and that at that time, his outstanding and unpaid balance is past due for at least 90 days and is more than P10,000. (Section 14, RA No. 8484)
Perhaps, the best thing you could do is to settle your obligation with the credit card company. If you are undergoing financial crisis, you may propose payment schemes to the said company on how you are going to pay. Never abscond from your obligations with the said company for you may be held criminally liable under the Access Devices Regulation Act of 1998.