UNPAID CREDIT CARDS

Good day!
tatanong ko lang po kung ano pwede ko po gawin sa kaibigan ko na pinahiram ko po gamit po credit card ko,in short po, pina ride ko po sya sa credit cards ko.nagpromise po sya na babayaran nya ako nung katapusan ng May 2011, pero wala din po nangyari.Wala po sya naibayad sakin until now sa 2 cards ko,ako po kasi ang sinsingil ng mga bank. Sinisingil ko po sya pero sya pa ang galit, hanggang sa nagtatago na po sya nagyon.Ano po ba ang pwede ko gawin para magbayad sya kc po name ko na po ung nasira sa bank at wala po syang ginagawang actions para bayaran ako, almost 27k po ang naswipe nya so nagpatong patong na po ang mga charges at ako po ang sinsingil ng mga bank.Pwede ko bo syang sampahan ng kaso at ano pong kaso ang pwede ko i file against her.maraming salamat po..sana po ay matulungan nyo po ako

This might help or solve your problem regarding credit cards ..kindly read it "failuretopaycreditcard.blogspot.com/2007/09/utang-what-ill-do.html"

gandang gabi po,ask ko lang po yung sa problem ng father ko regarding unsettled na credit card... 2010 po kasi nag wowork siya dubai biglaan po yung pagpapauwi sakanya sa pinas dahil sa pag kalugi ng pinapasukan niyang company dun...almost 1 year na po siya dito sa pinas tapos po kahapon bigla nlang my natanggap kaming letter na galing sa DOMINGGO& MOLAER LAW OFFICES regarding upaid credit card obligation from RAKBANK of DUBAI UAE.gustuhin man po niya bayaran pro wla po trabaho ang tatay ko at wala din naman kahit anong ari-arian na pwede ibenta at ibayad sa pag kakautang niya. isang kahig isang tuka lang dn po kmi. natatakot na po kc ang tatay ko at mula kahapon hindi na makakain at makatulog sa kakaisip ng mga posibilidad na pwede siya makulong dahil sa unpaid credit card niya abroad... umaasa po ako na mabibigyan po ninyo ng sagot ang problema namin. thank you! and more power poh.

Con_sapungan we're in the same situation.. Hope Atty lll will enlighten us what to do.. thank you and more power!

bei sally -look up the other threads about dubai.

rovierey, con - you have the obligation to pay the bank. your remedy against your friend is to send a demand letter then file a case at the bgy if you live in the same city or municipality then a small claims case. rule on sc.judiciary.gov.ph

thank you attylll for prompt response..but what if we are not in the same municipality/city? where i may file the case? in my brgy or in her brgy? thank you.. More power!

go straight to filing in mtc where you or the defendant resides

Hi atty. thank you so much for the reply..

One last question atty. now she's answering already my texts and calls and told me that she will start paying this November but in installment. It's ok with me as long as she'll pay. But i want a written agreement for my security also that she'll really pay.My question atty is that "the agreement made by me and signed both parties (she and me) is valid? thank you again attorney and more power!

yes, it will be valid.

thank you so much.. God bless and More power!!