Membership due refund

last year po nagsubscribe kami ng wife ko sa club ultima for trial package worth P195,500. nung una sabi samin nung rep eh free usage ng facilities sa crown regency hotel all we need is makapaghulog ng 30%. 1 month na lang magiging 30% na hulog namin so i decided to call them and liwanagin lahat with them pero ang sabi sakin is effective lang daw yun pag yung lifetime ang kinuha which is more than P500,000. I have dicided na i cancel nalang since parang mawawalan ng saysay yung hinuhulog ko and if icocompute eh mas mura pa gagastusin ko pag sa ibang hotel/resort kami magstay since 7 nights lang a year ang ibibigay samin. meron pa ba ko wqay para makuha yung hinulog ko or even part of it. Almost 60,000 na din yun. 1 year ko na sya nahuhulugan ng 3000 plus yung initial na nilabas ko na P19,550 lahat naka charge sa credit card ko. Please help

look back at your written contract. what does it say about cancellation.