reckless imprudence resulting to physical injury

GOOD DAY,
MGA SIR I JUST NEED YOUR ADVICE, I WAS INVOLVED IN A VEHICULAR ACCIDENT AND I ACCIDENTALLY HIT A WOMAN WHO SUFFERED MULTIPLE BONE FRACTURE, WE ESTIMATED THAT HER MEDICAL EXPENSES WILL REACH ALMOST 200 THOUSAND. THE CAR THAT IM DRIVING HAS A COMPREHENSIVE INSURANSE AND THE BODY INJURY IS COVERED UP TO 200 THOUSAND. MY PROBLEM IS THAT THE RELATIVE OF THE VICTIM IS ASKING FOOD AND FARE ALLOWANCE FROM ME AND I DONT HAVE ENOUGH MONEY. SO WE HAD DECIDED THAT WE WILL JUST SETTLE THE IT THROUGH CASH SETTLEMENT. I INFORMED THE INSURANCE COMPANY THAT THE VICTIM IS WILLING TO RECEIVED A CASH SETTLEMENT, PERO ANG SABI NILA HAYAAN NALANG DAW MA HOSPITAL SABI KO OK LANG SANA YUN ANG PROBLEMA WALA KAMI PERA PAREHO NG VICTIM PANG ABONO SA MGA MEDICAL EXPENSES INCLUDING METAL PLATE AND MEDICINES THAT'S WHY THE VICTIM WOULD LIKE TO DO A CASH SETTLEMENT PARA MAKAPAG PA OPERA NA SIYA. PERO HINDI PUMAYAG INSURANCE COMPANY PARA NILANG SINABI NA HINDI NILA PROBLEM YUN. I INFORMED THE INSURANCE COMAPNY THAT THE VICTIM WILL FILE A LAW SUIT AGAINST ME PAG HINDI NA AREGLO PERO HINDI PA RIN SILA PUMAYAG. PAANO KO PO MAPAPAGAMOT UNG VICTIM KUNG WALA AKONG PERA AYAW NAMAN MAGLABAS NG PERA NG INSURANCE COMPANY AGAD GUSTO NILA REIMBURSE E WALA AKO PANG ABONO. UNG POLICY HOLDER KINUSAP NA RIN SILA BUT NOTHING HAPPENED MATIGAS PA RIN SILA SA STAND NILA. PAANO PO ANG GAGAWIN KO NATATAKOT AKO MAKULONG

you are not the owner of the vehicle? and you are not the insured party? the most you can do is prepare bail, but it will be a long time because they have to file the case first at the prosecutor's office.