credit card without even applying..

gud day po atty.. nagkaroon po kasi ako ng credit card ng wala naman po akong na fill up na kahit anong form nila.. tumawag po sila sakin at sinabing approve na nga daw po ang card.. tinanong ko sila kung bakit ako magkakaroon eh hindi naman po ako nag apply.. ang sabi po nila nag fill up daw po ako at nakalagay pa ang mga information about sa akin na tama naman po lahat at pirmado ko pa. kaya po takang taka ako.. at nalamn ko din po na ganun din nangyari sa ibang ka trabaho ko ngunit sa iba't- ibang bangko nga lang. halos sabay sabay kami. posible po bang may nag aapply para samin na ginagamit ang pangalan namin?.. taong may access sa file namin dahil nagawa nyan ilagay ang mga detalyeng impormasyong kailangan ng bangko.. at pare-parehong pang sa opisina ang bagsak ng mga credit cards ng nag apply para samin. at kung mapatunayan namin na tama ang sapantaha namin. anu po ang maaari namin gawin sa taong yun??
maraming salamat po..

i also experienced that situation.... from my own perception, credit company got your information from your debit account application (atm card) and maybe you had an outstanding record that credit company lent you a credit card. its your honor to have credit card now a days, many applicants failed to hav credit card.

irene, it may be possible. investigate further. you can file a case of ra 8484 against the person.

@gaille14 i see.. yes i have existing credit card from other bank and also atm sa ibang bangko. u mean to say.. may access silang malaman ang mga possible client nila at magbigay agad ng credit card without even consulting the person? kung tama po yun.. i can rest my worries na kasi i can easily decline nman their card.. thanks for your reply...

@attyLLL Maraming salamat po.. I will investigate po just in case..

irenegarcia31 wrote:@gaille14 i see.. yes i have existing credit card from other bank and also atm sa ibang bangko. u mean to say.. may access silang malaman ang mga possible client nila at magbigay agad ng credit card without even consulting the person? kung tama po yun.. i can rest my worries na kasi i can easily decline nman their card.. thanks for your reply...

yes. if u had 1 existing credit card, other companies would also offer you a credit card based on my own experience...