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Need help kung paano ang process pag nagpapa assume balance ng house and lot under Pag-ibig housing loan.

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sheynhoy


Arresto Menor

Good day po!

Need ko po ng advice kung paano ang process pag nagpapa assume balance ng house and lot under Pag-ibig housing loan.

Nakakuha kasi ako ng property sa isang Subdivison sa Binangonan. Naka pagbayad ako ng reservation fee, processing fee ng papers and equity although meron pa ako balance sa equity na nasa 60k plus.

Monthly ako nagbabayad ng amortization sa pag ibig.Bale nakapag bayad ako ng 1 year and 6months sa pag ibig na walang palya kahit me balance pa ako sa developer.

Nakapag decide kami ng asawa ko na ebenta nlng at ipa assume balance ang house and lot kasi hindi na talaga namin kaya sapagkat me financial crisis kami ngayon.

Gusto ko lang po sana malaman paano ang proceso pag nagpa assume balance ng house and lot at magkano gagastusin namin pang transfer sa name dun sa buyer. Meron na kasi kami prospect buyer. Di ko lang talaga alam kung ano gagawin ko kasi nung nag ask ako sa pag ibig sabi lang naman nila provide ng contract of sale then papahanda requirements ni buyer.

Sana po me maka pag advice po sa kung ano dapat gagawin.
Maraming salamat po.

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