Ang dati King workmate ay nagkautang po sa akon nang malaki na more than 1year na Hindi nababayaran. Paunti unti po yung utang na umabot sa 420,000.00 pesos. Sobrang laki na Hindi kona ma file sa small claims process. May agreement po kami na sana bayaran in stagard mode until ma fully paid last December 2015. Pero Hindi nakapagbayad kasi nag down ang business nila. He promised to resume payment this June 2016 quarterly 20 to 30k, until na mabenta ang kanilang lupain, where he can do full payment of remaining balance. Sobrang tagal if Hindi mabenta ang lupa. What are the legal process I can do? Additional problems pa is I am going out of the country this may 2016 and I am planning to ge t SPA to my sister. What are the best possible legal process I can do? The help is badly needed.