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Hello!
Good day!
Hi! Lat year, I borrowed 100k from my officemate as we are using it as capital for our bussiness. Para pumayag siya, ginawa naming collateral yung deed of sale ng lupa ng boyfriend ko. Yung lupa na yon ay nabili na namin ng boyfriend ko sa tito nya pero di pa naaasikaso yung transfer of title dahil wala din naman kame balak na tirahan yung bahay. To make the story short yung deed of sale ang naging collateral at nagpagawa kame ng contract.
Nagpanotaryo kame para sa transaction. Nakalagay doon ang interest ay 3.5% a month payabale in 1 year. First 6 months nakabayad kame ng maayos. Kaso nga lang nagkaron ng problema kaya di kame nakabayad until magexpire ung contract June of 2015. We ask him kung ok lang renew contract same terms.
Kaso, nanghihingi siya ng SPA at cheke. Since wla pa kameng cheke at while waiting we ask him if pwede na cash same nung dati na transfer lang namin sa bank account nya kaso hindi na sya pumayag. Negotiation happened July 2015. So hindi kame nakakahulog from June to Sept. 2015. Nag demand siya na pag nirenew ang contract 180k na ang babayaran namin di pa kasama ang late fees and charges daw.
100k nlng kung tutuusin utang namin at interest from June to Sept. na 14k. So total running bill ay 114k.
I ask him if pwde 150k bayaran ko 10 months to pay start this October..15k a month kaso sabi nya yun pa lang yung running bill namin. Although sabi niya we give him fair amount dahil naagrabyado daw sya and I think 150k is a fair amount para sa 100k na utang. Hindi pa din sya pumayag, he even threatened na ipapa dyaryo daw nya yung deed of sale para mabenta nya or ma transfer sa name nya.
May habol po ba siya na gawin yon? And to think enough na yung 150k para mabyaran namin ung utang namin na 100k?
Sana po matulungan niyo kame at ipagpapasalamat ko po anu mang sagot ninyo dito sa kaso ko .
Good day!
Hi! Lat year, I borrowed 100k from my officemate as we are using it as capital for our bussiness. Para pumayag siya, ginawa naming collateral yung deed of sale ng lupa ng boyfriend ko. Yung lupa na yon ay nabili na namin ng boyfriend ko sa tito nya pero di pa naaasikaso yung transfer of title dahil wala din naman kame balak na tirahan yung bahay. To make the story short yung deed of sale ang naging collateral at nagpagawa kame ng contract.
Nagpanotaryo kame para sa transaction. Nakalagay doon ang interest ay 3.5% a month payabale in 1 year. First 6 months nakabayad kame ng maayos. Kaso nga lang nagkaron ng problema kaya di kame nakabayad until magexpire ung contract June of 2015. We ask him kung ok lang renew contract same terms.
Kaso, nanghihingi siya ng SPA at cheke. Since wla pa kameng cheke at while waiting we ask him if pwede na cash same nung dati na transfer lang namin sa bank account nya kaso hindi na sya pumayag. Negotiation happened July 2015. So hindi kame nakakahulog from June to Sept. 2015. Nag demand siya na pag nirenew ang contract 180k na ang babayaran namin di pa kasama ang late fees and charges daw.
100k nlng kung tutuusin utang namin at interest from June to Sept. na 14k. So total running bill ay 114k.
I ask him if pwde 150k bayaran ko 10 months to pay start this October..15k a month kaso sabi nya yun pa lang yung running bill namin. Although sabi niya we give him fair amount dahil naagrabyado daw sya and I think 150k is a fair amount para sa 100k na utang. Hindi pa din sya pumayag, he even threatened na ipapa dyaryo daw nya yung deed of sale para mabenta nya or ma transfer sa name nya.
May habol po ba siya na gawin yon? And to think enough na yung 150k para mabyaran namin ung utang namin na 100k?
Sana po matulungan niyo kame at ipagpapasalamat ko po anu mang sagot ninyo dito sa kaso ko .
