for reference:
Eligibility Requirements
1.When a member or pensioner dies, the primary beneficiaries (surviving legal spouse and dependent children) or secondary beneficiaries, as the case may be, shall be entitled to the applicable survivorship benefits.
2.The primary beneficiaries[1] shall be the following:
* The legitimate spouse, until s/he re-marries, or co-habits/engages in common-law relationship; and
* The dependent legitimate, legally adopted or legitimated children, including illegitimate children, who have not reached the age of majority, or, have reached the age of majority but incapacitated and incapable of self-support due to a mental or physical defect acquired prior to age of majority
3.The secondary beneficiaries shall be the dependent parents and, subject to the restrictions on dependent children, the legitimate descendants[2].
The secondary beneficiaries shall only be entitled to survivorship benefits if there are no primary beneficiaries[3].
Maximum Amount of Survivorship Pension
1.The surviving spouse shall be entitled to basic survivorship pension which is fifty percent (50%) of the Basic Monthly Pension (BMP) but not to exceed fifty percent (50%) of the current Step 8[4] salary of an Undersecretary, pursuant to the Salary Standardization Law and its amendments.
For example, if the salary of an Undersecretary is equal to P63,380.00 and the BMP of the deceased member/pensioner is equal to P70,000.00, the maximum amount of survivorship pension is P31,690.00 (50% of P63,380.00) for the surviving spouse, not P35,000.00 (50% of P70,000.00).
However, the existing survivorship pensioners (surviving spouse) who are receiving more than the said limit shall not be subjected to this policy.
For survivorship pensioners whose survivorship pensions were suspended as a result of the previous policy, the amounts accruing for the period they were suspended shall be restored by the GSIS, subject to the maximum amount of survivorship pension provided under this policy.On the other hand, for surviving spouse whose applications for survivorship benefits were denied as a result of the previous policy, their applications may be submitted to GSIS, and if found to be qualified, their benefits shall be granted and computed retroactively, subject to the maximum amount of survivorship pension provided under this policy.
2.The dependent children shall be entitled to dependent children’s pension for a maximum of five (5) children, equivalent to 10% of the BMP for each child but not to exceed fifty percent (50%) of the BMP, counted from the youngest and without substitution.
3.The maximum amount of basic survivorship pension prevailing at the time of death of the member or pensioner shall apply. Any subsequent increase/s in the Step 8 salary of an Undersecretary will not result in any adjustment to the survivorship pension already being received by the surviving spouse.
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