13th month pay deductions

Good Morning.....
Ask ko lang po kung pwedeng idedeuct ang salary loans sa 13th month pay? Yung boss kase namin may ilang buwang hindi nagdeduct ng salary loans, at lage niyang sinasabing luge daw ang mga projects at lageng mainitin ang ulo pag alam niyang mag dedecember na....hindi cia directly na nagSASAbing wala na ciang maibibigay na 13th month pay pero nararamdaman naming magdedeuct cia sa 13th month ng salary loan.... maari po ba iyon kahit wala po ciang written notice na ganoon ang gagawin nia kase alam nia na labag sa kalooban namin yon at magpapasko? 3 lang po kameng employee nia agriculture ang nature ng business namin at 389 po ang basic wage namin....nagpapacompute din po cia ng mga benefits namin sa sss at pag ibig mukhang gusto rin nia ideduct sa 13th month....Ano po ba ang mga deductions sa 13th month kung meron man, daily paid po kame wala po kameng incentives.......

Salamat po pasensya na kung madame tanong.....maraming violations kase itong boss ko na parang c napoles hehehhehee
Sana po masagot nio agad God Bless po... 

anong salary loan ba? ang mahalaga maibigay ang 13th month pay.. kung ano man ibawas don.. usapan nyo na nang company yun..

Sir Good morning po....
Salamat po sa pagsagot sa tanong ko, sir usapan po ay sa salary po namin ibabawas ang mga loan namin, tapos ngayon gusto ng boss ko na ibawas lahat sa 13month pay namin para hindi cia maglabas ng pera...May karapatan po ba kameng tumanggi at magbigay ng sulat sa kanya na hindi po kame pumapayag sa gusto niya sa sahod na lang nia ibawas ang loan? ano po ba ang dapat gawin namin....Kase dinadaan kame lage sa galit, insulto at emotional stress nitong boss namin.....Ang Loan po ay galing sa Company, na ilang buwan na namin binabayaran...

Sir need po namin ang advice nio, aside kase dito gusto niya kameng dispatyahin sa trabaho namin ng wala ciang obligasyong bayaran kame pinahihirapan kame sa trabaho namin lageng nang iinsulto para lang kame na ang magresign....Nagsabi pa po cia sa amin noong last november 18 meeting na "Baka Isara Nia ang Company na ito by Jan" dahil luge daw ang kumpanya pero nakapagkolekta kame ng 12 million na sales noong Jan-Oct 2013....nagsimula kase ang pagpapahirap niya sa amin simula noong irequest namin ang aming 3% commission na paghahatian naming 3 staff nia out of the target of 10 million and up na sales ngayon year, ipinangako nia sa amin iyon verbally noong jan2013 meeting. Ngayon lang po nabalitaan namin sa Admin ng inuupahan naming opisina na tumawag ang boss namin sa kanila for closure ng office namin at magpupull out ngayon december before or after xmas na hindi man lang sinasabe samin....If Ever po ba na Icloclose ang isang kompanya dapat alam ng DOLE? kase mukhang idedespatya na lang kame ng walang kaalam alam....may pagkabaliw kase itong boss namin at pinamumukha sa amin na pinsan nia si PNP Chief Espina At Bestfriend nia si USEC Tresmonte ng DOLE....Ano po bang pwede naming gawin sa hambog namin Boss....Matapos kameng pakinabangan itatapon na lang kme...Malimit cia mag declare ng maling info regarding Bussiness Sales sa BIR at sa mga Resibong ipinapasa nia...diniclare lang nia na maliit na kumpanya kame pero million ang natatanggap nia...NApoles Talga sir....

Sorry po kung mahaba sir sana po matulungan nio po kame....

dadag ko lang po na 3 kameng staff nia na ginawa nyang regular isang 4yrs na sa service, isang 3 years na sa service at ako po ay mag 2 years na sa kanya...ginagawa kameng fieldworker, office staff, her personal alalay, utusan sa bahay pag may bisita syang mga madre at kung may okasyon....sa field pinapupunta kame mula luzon at sa mga parteng Visayas, wlang insurance, walang Ot, may pang expense sa travel at 150 pesos a day meal....ang main office namin ay nakabased sa alabang muntinlupa....Madalas sya verbal ang mga policy at mga pangako paghihingian namin ng memo regarding sa mga pinangako nia hindi nia ibinibigay...At madali lang cya magpapality palit ng status ng napag usapan kase nga po verbal lang.Agriculture po ang business na ito with 1-5 workers lang 429 a day.

thank you po talaga sir wait po namin sagot nio sori kung napakwento ng mahaba...please help us....

Gud am po. ask ko lang basically ang computation ng 13th month pay according to the law is 1/12 of the basic salary of an employee within a calendar year and it should not include any cash or monetary incentives the nakukuha mo on top of the montly basic pay mo. ung company namin n kc ng 13th month pay namin and unfortunately kulang sya. sinabay kc ung release sa pay namin e. so halimbawa ang basic pay namin sa contract is 20k so dapat un plus ung pay namin for this pay out which is sabihn ntin na 9k so dapat ang total amount ng sahod mo is 29k. in my case im missing almost 6k parang ang dating is 5k ang sahod ko tapos ung 13th month. we tried to check with our bosses and what here's what hr said

"Hi,

13th month is considered as a bonus. If you will look at the bottom part of your pay slip you will see there your YTD bonus total. If your bonus does not exceed the 30k threshold and your basic pay is not more than 30k then your 13th month would not be taxable but if your YTD is already more than 30K then your 13th month (which is equivalent to your one month salary) even if it less than 30k will be taxed.

Thank you"

tama po ba to? they are referring or computing out 13th month sa ytd bonus? e hnd ba dapat basic pay lang to? saka every month naman once na nagkaron ng addition sa sahod me adjustment din sa amount ng tax na na dededuct sa amin e tapos tatax an ulit ung 13th month because of the bonus? your immediate response on this matter will be greatly appreciated.

magkano ba yung 13th month pay mo? kung over 30K nga taxable na yung excess.. it doesn't matter kung hiniwalay or sinabay sa pay nyo.. kasi i a annualize naman yung tax.. just look at your 2316.. total tax paid and total tax withheld.. pag sobra may tax refund ka.. malamang kulang yung tax mo for the year kaya nung binigay yung 13th month at ni annualize yung tax mo.. kulang ka pa kaya malaki nabawas..

kasi ang basic pay ko is 24k so we expect that the 13th month is 24k din plus ung sahod for this payout so sabihin na natin na 10k minus na ung mga deductions sa tax so 10k nlng ung natira. so dapat 24k pa rin ung 13th month ko di ba? pero ang dating kc lahat ng pay e na tax and so far they havent even posted our payslips pa so lahat kmi nagtataka kung anu nangyari. ang naging net pay ko lang is 29k so im missing 5k. sa tax lahat napunta un?

MBMOYA,

New rules on 13th month payment was that all absences incurred on that year will be deducted from 13th month pay mo. So may mga absences ka na no pay don't expect full basic month mo.

hintayin mo yung computation nang kumpanya.. bakit ganon lang nakuha mo.. tanungin mo computation nang 13th month pay at nang tax.

if you total all annual benefits including allowances and 13th month pay, the first 30k is not taxed, the rest is.

pero di po ba ang basic computation ng 13th month is based on your base pay. and that excludes ung mga incentive na nakuha mo on top of the basic pay? tagal na po kasi kami dito sa company and this is the 1st time na ganito kaliit ung nakuha namin with the 13th month pay. up to now hnd pa nila niloload ung payslip namin so wala talag kaming idea kung anu ung nangyari.

eto po ang naging computation nila:

reg worked day 10199.52
reg holiday worked 1133.28
reg holiday worked prem 1133.28
nd on reg work day 1638.89
nd on reg holiday worked 368.29
13th month pay 24554.80
rice subsidy 461.54
meal allowance 692.30
total gross earnings &allowances 40181.90

deductions and tax
sss contributions 500
hdmf 100
philhealth 137.50
sss salary loan 692.18
total 1429.68

tax for the period 9676.06

net pay 29076.16 -eto nalng ung natira sa sahod ko plus na ung 13th month ko dito

-ang explanation nila "Benefits such as Christmas Bonus, performance incentives, loyalty awards, gift in cash or in kind and other benefist of similar in nature that have been paid or accrued during the year are exempted from taxes, provided that the total amount does not exceed 30000 for the calendar year. if the total benefit amount inclusive of the 13th month pay for the calendar year exceeds 30k, then the amount in excess will be taxed following the appropriate tax bracket applied on employees' total tax income. - ang sabi nila refer daw kami sa ytd bonus na nakalagay sa payslip and as of 12/6 na pay namin ang YTD bonus ko pumalo ng 60334.00 and this already includes na ung 13th month pay ko. so sabihin natin na ni tax nila ung 30334.00 papalo po ba ang tax ko nun ng 8246.38 e ang tax status ko po e S2? first lang po kasi namin na experience to e. and for the last 6 years na nagwowork kami sa company ngun lng namin naranasan ang ganitong klase ng computation. is it lawful ba? isa pa hnd naka itemized nang maayos ung payslip namin. naka indicate na kasama sya sa bucket ng total gross and earning namin for the said pay period so me chance na nitaxt ung total amount ng earning namin with the 13th month pay. ang dami pong nagulat kc never naging ganito ang sistema namin. ngaun lang po talaga. your advise would be greatly appreciated.

tama lang yan.. hintayin mo yung 2316 mo.. nandon ang computation nyan..

ang ginawa nang HR nyo eh ni annualize na yung tax.. so for the year 2013.. up to date na yung tax mo.. kaya biglang lumaki ang deduction sayo this time kasi nga over 30T na ang taxable sa allowance mo.. plus yung mga tax pa nang payroll mo from January to December na baka may adjustment pa kasi nga ni annualize na..

hintayin mo yung 2316 mo, then compute mo yung tax na binawas sayo from January to December kung tama yung total don.

mbmoya wrote:eto po ang naging computation nila:

reg worked day                    10199.52
reg holiday worked                1133.28
reg holiday worked prem         1133.28
nd on reg work day                1638.89
nd on reg holiday worked         368.29
13th month pay                     24554.80
rice subsidy                           461.54
meal allowance                       692.30
total gross earnings &allowances   40181.90

deductions and tax
sss contributions                 500
hdmf                                 100
philhealth                           137.50
sss salary loan                    692.18
total                                 1429.68

tax for the period                9676.06

net pay                             29076.16  -eto nalng ung natira sa sahod ko plus na ung 13th month ko dito

-ang explanation nila "Benefits such as Christmas Bonus, performance incentives, loyalty awards, gift in cash or in kind and other benefist of similar in nature that have been paid or accrued during the year are exempted from taxes, provided that the total amount does not exceed 30000 for the calendar year. if the total benefit amount inclusive of the 13th month pay for the calendar year exceeds 30k, then the amount in excess will be taxed following the appropriate tax bracket applied on employees' total tax income. - ang sabi nila refer daw kami sa ytd bonus na nakalagay sa payslip and as of 12/6 na pay namin ang YTD bonus ko pumalo ng 60334.00 and this already includes na ung 13th month pay ko. so sabihin natin na ni tax nila ung 30334.00 papalo po ba ang tax ko nun ng 8246.38 e ang tax status ko po e S2? first lang po kasi namin na experience to e. and for the last 6 years na nagwowork kami sa company ngun lng namin naranasan ang ganitong klase ng computation. is it lawful ba? isa pa hnd naka itemized nang maayos ung payslip namin. naka indicate na kasama sya sa bucket ng total gross and earning namin for the said pay period so me chance na nitaxt ung total amount ng earning namin with the 13th month pay. ang dami pong nagulat kc never naging ganito ang sistema namin. ngaun lang po talaga. your advise would be greatly appreciated.