BP22: BOUNCING CHECK LAW

Good Day,

Need Legal Advice;

 I with 4 others put up a small Business under a "Corporation". Unfortunately our Business went bankrupt. However we incurred "Business Loans", but I used my personal checks to pay for the loans as we did not have a check account under the name of our Business. Now our business closed before we finished paying the loans approximate not more than 4k left to pay. However I just found out that I have a hit with the NBI because of a BP22 case, and upon going to the MTC, I found out that I have a warrant of arrest and that I need to pay a cash bail of P2,500 to lift the warrant.

My question is how liable am I to pay the loan since this is a Corporate Business Loan though I used a personal check for the payment?

Thanks and have a great day.

Hi po

Nag loan po ako sa isang lending companyamounting of 25,000. Then pinag-open po nila ako ng checking account, para doon po ako mag babayad sa kanila amount of 1625 every 1st and 16th of the month. Sa di sinasadya po nakaligtaan ko po mag hulog ng pera sa account ko tinext ko po sila at sinabi ang nagyari. Then sabi po nila CLOSED account nadaw po ako.pwd po ba un na sila ang magclosed ng account ko sa bangko?tapos ngayon po ginagamit nila un mga bounce check ko para kasuhan ako ng estafa? kasi me mga delay payment po ako. nakikiuasap naman po ako sa kanila pero pinadalhan na po nila ako ng letter from prosecutor.ano po gagawin ko, help po advise lang po.willing naman po akong magbayad.



salamat po.

bayaran mo lang. walang silang magagawa basta mag bayad ka

good day po.i have a bp 22 case which was settled through PMC however i have paid only half of my dues to them i have a 3months past due to what we have agreed upon that i will pay them in 1 year.they want me to give those three back payments when when they called me to follow up on me.however i told them that i just came from training so i can go back working abroad and my father just came out from the hospital i can only pay them 1 month.they refuse to accept the payment and tomd me that ghey will just revive the case.i am appealling to them that i can update my balance once i left the country to work abraod i am just waiting for my deployment cause i just finished my medical.they told me that i cant leave the country coz i have a pending case with them.i am worried because i am an ofw and thats the only source of income that gurantees that i can pay them them.thank you and more power

Good Day Atty.

Last Feb 2010 po ng mag kroon aq ng loan sa isang Lending Institution then binigyan nila aq ng cheke for my monthly payment the check amount to 2,3++ then on my 4th month of payment nalate aq ng pagdeposit sa bank so hindi aq umabot sa oras, pero nag bayad aq ng cash sa collection department nila on the same day. Then They ask for 1500 penalty na nasettle ko na with in the week. Then nagrequest aq na kung pwede collection nalang aq singilan before due date and nag agree naman sila. So yung pagkaka bounce ng cheke ko na 3k ang deposit ko nakuha na nila yung 23++ so may natira pa aq 6++, na sabi nila ibabawas doon sa last payment ko. Sice nagkaroon kami ng settlement na collection officer nalang ang maniningil sa akin before the due date hindi q na nakuha yung balance ko na 6++. Then may mga auditor na din na nagpunta sa bahay to check the payment receipt and nacomply ko naman po lahat at cleared na ang account ko. Then 2014 bigla aq nakatanggap ng demand letter sa kanila so i went to thier branch office. At hindi ko pa daw nabayadan yung penalty ng boumce check ko na 1500 at that time may additional penalty pa sila sinisingil sa akin dahil daw 2010 pa yun na umabot ng 10k. Pagpunta ko sa collection office nila wala naman daw aq pagkakautang na at cleared na ang nakalagay sa data base nila.. then ngayin pong year meed ko kumuha ng NBI clearance abroad nalaman ko na may complaint sila sa akin. Anu po ang dapat kong gawin? If I prove po ba na settled and cleared yung acct ko by 2010 pwede po ba aq magcomplaint din sa kanila kasi nagkarecord aq sa NBI nadahilan para macancel ang Working Visa ko?