My friend and I thought of shelling out money to lend sa office namin with an interest of 12% each month (10% sa kanya 2% sa akin). She brought her cousin into the investment where ang pera ay 40,000 coming from my friend and 40,000 coming from her cousin. Ngkataon nmn po na ngkaloko loko ang mga transaction sa office which led me to tell her na I need to give the money back. May of this year I deposited 22k at one point and another 9k (i dont have the exact dates but i have the deposit slips), and then I gave another 6.5k to her para macover un half ng perang ininvest nila. In short I took responsibility and paid them half and was hoping to pay them the remaining soon. She is however forcing me to pay 22k this coming 15th and another 22k this 30th. I told her na nde ko kakayanin un hinihingi nya but she told me na guguluhin nya daw buhay ko. We do not have any legal documents only text messages and verbal communication. I just want to know if the situation constitutes the provisions for an estafa case?
HOPING TO HEAR FROM YOU GUYS SOON. THANKS!