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pls help. estafa case at lending company

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1pls help. estafa case at lending company Empty pls help. estafa case at lending company Wed May 08, 2013 11:49 pm

mhae0214


Arresto Menor

good pm. just want to seek help and legal advice po. Yung lolo ko po nangutang sa isang lending company 3yrs ago. unfortunately, wlang naibyad don kht konti.. isa po ako sa ginawang co maker. pinapirma kmi ng 12 checks amounting P11k+ pero nga po wla po naideposit don kht piso.. ngyon after 3yrs, nahanap nil ako sa work ko. they even contact me don. so i decided to visit their office pra macheck kse wla din tlg ako alam sa utang na yon, though pumayag ako mging co-maker. inabot ng P311k ang niloan namin na 70k... inoffer nila samin na face value lang ang bbyaran kung mbbyaran nmin til april.. kso april lang din nla sinabi samin and we only have more than a week to pay the face value amount (P116k). nakiusap ako na bka pwde kht atleast 1yr nmin byaran and not 1week. pero ang inoffer nila samin is,

1. we have to pay 10k b4 the end of april dahil nakafile na daw ang kaso at this may daw dapat ang start ng hearing. (luckily, nakapagbigay naman po ako.)

2. in 3months kung mabayaran namin un, we have to pay the amount of P150k

or.

3. in 6months, it will be P180 k.

nakalagay sa agreement na pinapirmahan nila sa amin this april lang, if di namen mabyaran un within 6months, they will file a case of estafa....


....my question is, possible po ba na masampahan nila kmi ng kaso khit na willing naman kming bayaran ung utang pero nga lang, di talaga namin kaya sa month na binigay nila dhil minimum earner lang naman po ako. wla din trabaho ang lola ko...
.... possible din po ba na irequest nmin na face value ang bayaran namin which is P116k lang pero in longer terms...?

-marami pong salamat.. i really need your help ... sobrang stress na po ako at sobrang natatakot kse wala po ako alam sa ganitong issue. though sabi ng bang kaibigan ko, walang nakukulong sa utang... pero estafa kse ang ikakaso nila ayon don sa agreement n pinirmahan namin dis april... thanks... pls response po...
God bless.

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