lending money

April 26, 2012, I was investigate due to lending of money to a sibling of my co-employee. for more than 4 years, I thought that borrowing money from a sibling of my co-employee is not forbidden because on the handbook it is:

You may not borrow money (other than nominal amounts) from or lend money to or act as guarantor, co-signer or surety for customers, suppliers or other employees. Borrow only from reputable organizations that are in the business of lending. If you borrow from a financial institution, the loan must be obtained on non-preferential terms.

I explained that I really don't know that borrowing money from a third party is forbidden.

they gave me my final judgment last Aug. 2, 2012. a final written warning...
it states that, i will no longer be able to have an incentive or an appraisal for the whole year.

question: wala ka na bang habol dun?
kasi ma-eexplain ko po talaga kung bakit ako nanghiram ng pera. at kahit pigain pati kaluluwa ko e hindi ko po talaga alam na bawal yung manghihiram ako sa kapatid ng ka-work ko ang alam ko lang po talaga bawal manghiram directly sa kapwa empleyado ko...
wala po akong incentive knowing na performer ako.
at wala po akong increase by next year...

hindi ko po alam kung may laban ako sa employer ko e...
please help me...

august? you can request a reconsideration from higher management. or you can challenge it at the nlrc.

still here pa rin po sa company, hindi po kaya ako mawalan ng work kung ipapareconsider ko po?
gaano po kalaki ang assurance na maipapanalo ko ito if ever ilalapit ko sa nlrc?
may bayad po ba yun?

it will have no chance if you don't file a complaint. but it is good you understand the risks if you proceed.