2 questions please,
Scenario 1:
Someone has a good credit history and reputation at financial institutions. This person thus have multiple credit cards and being offered unsecured loans. At some point she thinks of using all the cards and defaulting to it. she will not change home address. Is she punishable for estafa? What would be her worst case scenario?
Scenario 2:
A person having multiple credit card debts but a good payer. Now, wanting to pay all of her debts using an unsecured loan offer, then would wish to default. She will not change home address. Does she have a case?
Regards & God Bless.