I have consulted 2 lawyers:
Lawyer no. 1 said I will have to go thru the whole gamut of legal proceedings (for a fee of course) to be able to do that.
Lawyer no. 2 said (this is so much more favorable), NO NEED to go thru anything legal. All I have to do is write all institutions (banks, SSS, DFA, etc) of my intention and attach my ex-husband's death certificate.
Which of the 2 lawyers should I believe?