Adverse Claim 2

Ano po ba ang ibig sabihin nito para sa kaalaman naming hindi abogado na may sa titulo na isinanla ng ibang tao using fraudulent/forged documents?

PURCHASER NOT BOUND BY ANY LIEN NOT ENTERED IN THE CERTIFICATE OF TITLE FORECLOSURE SALE RETROACTS TO REGISTRATION OF MORTGAGE

> The settled doctrine is that the effects of a foreclosure sale retroact to the date of registration of the mortgage.

> Hence, if the adverse claim is registered only after the annotation of the mortgage at the back of the certificate of title, the adverse claim could not effect the rights of the mortgagee; and the fact that the foreclosure of the mortgage and the consequent public auction sale have been effected long after the annotation of the adverse claim is of no moment, because the foreclosure sale retroacts to the date of registration of the mortgage.

Ibig sabihin kahit mag pa tatak kayo ng adverse claim sa titulo ay hindi iyon makaka apekto sa bumili o bibili ng property.

Kung fraudulent ang pagkaka sanla, pwede kayo mag file ng annulment of mortgage sa korte at matapos nito ay magpatatak kayo ng lis pendens sa titulo para ma warningan yung mga prospective buyer na may kaso yung property