Anong pwede kong gawin para masingil ung ngpaswipe s credit card ko pero wla kmi ngng kasulatan dhil kaibigan ko siya noon.

Nagpaswipe po ng tv at washing machine ung friend ko worth 33k at 39k, nkainstalment po un s creditcard ko. Ngaun di n po nya ako nbbyaran..wala po kami kasulatan, ang meron lng po is ung mga usapan nmin sa messenger. Gsto ko na sana kunin ung item pero ayaw nmn nya ibigay. Tpos ang lakas ng loob nya na ok lng daw kht ipabarangay ko siya. Hindi lng po un ang utang nya my cash din worth 30k at iba n mga small amount. Ano po pwede ko gawin,mkakatulong nga po ba kpag binarangay ko siya? Any advice po..thanks..

You have several options here, depending on what you prefer. If it's to recover the amount of roughly 100K, you may opt for filing a Small Claims Case or a Civil Action for Sum of Money. Personally, mas ok if you went with the Small Claims Case since you only need to fill-out a form and would not need the assistance or appearance of a lawyer during the hearing.

If you opt for the Barangay case, it would be roughly the same as a small claims case, but then again the possibility of collusion between the barangay officer and your 'friend' will be higher.

If the facts of the case would suffice for a filing of a criminal case for estafa, then that may also be a possible course of action.

Again, it all depends on your preference.

Good day po. Yung small claims case po ba saan po finafile?sa city court po ba?You mean po iba din po ung da barangay,so mas preferable po kpag sa court agad ng city?pag finile ko po ba dun sasabhin po ba nila ung mga dapt kong gawin? If s brgy po, bkit po higher ang collusion, what do u mean po?