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1. There must be an actual relinquishment by the person insured of his interest in the thing insured;
2. There must be constructive total loss;
3. The abandonment be neither partial nor conditional;
4. It must be made within a reasonable time after receipt of reliable information of the loss;
5. It must be factual;
6. It must be made by giving notice thereof to the insurer which may be done orally or in
writing; and
7. The notice of abandonment must be explicit and must specify the particular cause of the
abandonment
2. There must be constructive total loss;
3. The abandonment be neither partial nor conditional;
4. It must be made within a reasonable time after receipt of reliable information of the loss;
5. It must be factual;
6. It must be made by giving notice thereof to the insurer which may be done orally or in
writing; and
7. The notice of abandonment must be explicit and must specify the particular cause of the
abandonment
