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1. Concealment
2. Representations
3. Warranties – Statements or promises by the insured, whether expressed, implied, affirmative or promissory, set forth in the policy itself or incorporated in it by proper reference, the untruth or non-fulfillment of which in any respect, and without reference to whether the insurer was in fact prejudiced by such untruth or non-fulfillment renders the policy voidable by the insurer.
4. Conditions
5. Exceptions – Excluding certain specified risks that otherwise would be included under the general language describing the risks assumed
2. Representations
3. Warranties – Statements or promises by the insured, whether expressed, implied, affirmative or promissory, set forth in the policy itself or incorporated in it by proper reference, the untruth or non-fulfillment of which in any respect, and without reference to whether the insurer was in fact prejudiced by such untruth or non-fulfillment renders the policy voidable by the insurer.
4. Conditions
5. Exceptions – Excluding certain specified risks that otherwise would be included under the general language describing the risks assumed
